Share your story to ensure student loan borrowers are heard. Why credit card debt is the worst: With interest rates hovering around 15 percent on average -- and more than 20 percent for some borrowers -- credit card debt is often the most expensive kind of debt consumers carry. ._12xlue8dQ1odPw1J81FIGQ{display:inline-block;vertical-align:middle} This one physically hurt me. In a recent Reddit thread, the site’s users shared stories about … Read real customer stories and reviews about the nation’s top debt settlement, debt consolidation, and credit counseling companies. Scary stories are a morbid fascination we have. These Real Sex Stories from Reddit Will Make You Cringe – SheKnows The secondhand embarrassment is strong. I have no idea how people sign up for these loans without reading what they have gotten themselves into. Press J to jump to the feed. More than 200 people on Reddit answered the question, "What was your worst interview experience?" The Best (Or Worst) Of Reddit’s Roast Me by Max In this day and age, people get offended way too easily. Reddit users comment about all the gross, bad, and really, really awkward things they've seen at weddings. I thought I was exactly where I wa… We are now taking the first step, to review exactly how much money we owe and face up to this debt. .ehsOqYO6dxn_Pf9Dzwu37{margin-top:0;overflow:visible}._2pFdCpgBihIaYh9DSMWBIu{height:24px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu{border-radius:2px}._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:focus,._2pFdCpgBihIaYh9DSMWBIu.uMPgOFYlCc5uvpa2Lbteu:hover{background-color:var(--newRedditTheme-navIconFaded10);outline:none}._38GxRFSqSC-Z2VLi5Xzkjy{color:var(--newCommunityTheme-actionIcon)}._2DO72U0b_6CUw3msKGrnnT{border-top:none;color:var(--newCommunityTheme-metaText);cursor:pointer;padding:8px 16px 8px 8px;text-transform:none}._2DO72U0b_6CUw3msKGrnnT:hover{background-color:#0079d3;border:none;color:var(--newCommunityTheme-body);fill:var(--newCommunityTheme-body)} (Reddit Stories) Remember to share your stories in the comments below! Industry is heavily regulated. I threw some money into an index fund in August and over about 5 months it peaked at about a 15% return (though has come down the past couple weeks). Real Student Debt Stories. “They’re a bunch of assholes,” he’d constantly say, and would lament the way they ran the company every day. I've known multiple people who have turned down opportunities for additional income (different job, overtime, promotion) because they think that they'll lose money by moving up a tax bracket. To get a better grip of just how serious the student loan debt crisis is right now, Savingforcollege.com asked several college borrowers to detail their student loan horror stories. and am seeing better returns within 8 months than I had in 10 years.... Good that you've learned, HOWEVER the past little while has been very good on returns and that may not continue. I used my card and then paid it off every month. In this Reddit thread, people shared stories from the worst dates they'd been on — and some of them are almost too bad to believe. ._3Qx5bBCG_O8wVZee9J-KyJ{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN{margin:0;padding:0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;margin:8px 0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ.QgBK4ECuqpeR2umRjYcP2{opacity:.4}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label{font-size:12px;font-weight:500;line-height:16px;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label svg{fill:currentColor;height:20px;margin-right:4px;width:20px}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;padding:0;width:100%}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_ svg{display:inline-block;height:12px;width:12px}.isInButtons2020 ._4OtOUaGIjjp2cNJMUxme_{padding:0 12px}.isInButtons2020 ._1ra1vBLrjtHjhYDZ_gOy8F{font-family:Noto Sans,Arial,sans-serif;font-size:12px;font-weight:700;letter-spacing:unset;line-height:16px;text-transform:unset}._1ra1vBLrjtHjhYDZ_gOy8F{--textColor:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColorShaded80);font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;color:var(--textColor);fill:var(--textColor);opacity:1}._1ra1vBLrjtHjhYDZ_gOy8F._2UlgIO1LIFVpT30ItAtPfb{--textColor:var(--newRedditTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newRedditTheme-widgetColors-sidebarWidgetTextColorShaded80)}._1ra1vBLrjtHjhYDZ_gOy8F:active,._1ra1vBLrjtHjhYDZ_gOy8F:hover{color:var(--textColorHover);fill:var(--textColorHover)}._1ra1vBLrjtHjhYDZ_gOy8F:disabled,._1ra1vBLrjtHjhYDZ_gOy8F[data-disabled],._1ra1vBLrjtHjhYDZ_gOy8F[disabled]{opacity:.5;cursor:not-allowed}.isInIcons2020 ._3a4fkgD25f5G-b0Y8wVIBe{margin-right:8px} Men on reddit shared the worst places and times they've ever gotten an erection. Uncover inner peace and find the strength to move on with this guided journal + healing gift set which includes sage, a white purification candle, and a rose quartz stone. These awkward, frustrating and straight-up cringe-worthy stories are some of the worst we've ever heard. But since the structure of the company I worked for was a contract with the state and not the state itself, I was not eligible for PILF. ._1PeZajQI0Wm8P3B45yshR{fill:var(--newCommunityTheme-actionIcon)}._1PeZajQI0Wm8P3B45yshR._3axV0unm-cpsxoKWYwKh2x{fill:#ea0027} .LalRrQILNjt65y-p-QlWH{fill:var(--newRedditTheme-actionIcon);height:18px;width:18px}.LalRrQILNjt65y-p-QlWH rect{stroke:var(--newRedditTheme-metaText)}._3J2-xIxxxP9ISzeLWCOUVc{height:18px}.FyLpt0kIWG1bTDWZ8HIL1{margin-top:4px}._2ntJEAiwKXBGvxrJiqxx_2,._1SqBC7PQ5dMOdF0MhPIkA8{height:24px;vertical-align:middle;width:24px}._1SqBC7PQ5dMOdF0MhPIkA8{-ms-flex-align:center;align-items:center;display:-ms-inline-flexbox;display:inline-flex;-ms-flex-direction:row;flex-direction:row;-ms-flex-pack:center;justify-content:center} The most common debt-related problems included debt caused by insufficient income, overdue bills, and unmanageable student loan payments (Figure 2). Bottom Line: Went into debt. By the time he was laid off/retired, he got a six-figure severance (gone in about 8 months), but that didn’t really matter because he’d always have his pension, right? He now scrolls on reddit at midnight with a stupid username about metal being underground or something. Missed opportunity for sure, but I wouldn't beat yourself up about it being the kind of stupid that many of the other comments here are dealing with. New comments cannot be posted and votes cannot be cast. Recently, I interviewed Jackie Beck who is the founder of The Debt Myth and creator of Pay Off Debt (an iPhone app that's helped tens of thousands of people use the debt snowball method) Jackie and her husband paid off over $147,00o in debt and she is now dedicated to helping people get out of debt and really learn to love their financial life. Anything from poor investments to squandered inheritance to insane debt from shopping... what's the worst you've seen (or perhaps have even done)? I would say that's not ideal, but it's not like you had it sitting in a chequing account where it was losing value relative to inflation. Mortgage Debt. As we get to know eachother he tells me music is his hobby, and how he took this job for higher pay because he was pretty much broke and had $5K of debt to a local music store (in his words; "they know me well in there so they just let me walk out the door with stuff and pay when I want!"). Even if they did, its possible they also don't know whether or not they are getting a bad deal or not. Make sure you are properly insured, safe 15% or more for retirement, and have a healthy emergency fund. We found 15 of the most cringe-worthy How-I-Lost-My-Virginity stories on Reddit, and they’re pretty hard to read. Third day on the job Basically I was working the summer between my freshman and sophomore year of college at a science museum in South Florida. Once that debt is gone you will feel like the richest man on the street. While there's a lot of good financial advice that could be beneficial to someone trying to save money, there's also some really bad guidance being given. He explained to me how he had always wanted a truck for years so he knew this expense was coming at some point (whatever that means lol), and besides, this way he didn't need to worry about getting the car fixed and maintained for a while because he could drive either of them! I hope that dude is gonna be ok financially down the line. If I pay if off every month, I would never see any interest and would get to keep the rewards. The middle row of seats were taken out, and there in the center of his van sat a dusty, old looking detroit V8. They make the thought of a cozy hotel bathrobe and clean sheets all the more appealing. One of the statements said he’d likely receive upwards of $3,500/month from the plan. Among the winners from the recent retail-driven frenzy in U.S. stocks are investors in the niche market of convertible debt, capping a year of … /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/IdCard.80f3288bcfb1334f33fa.css.map*/._2JU2WQDzn5pAlpxqChbxr7{height:16px;margin-right:8px;width:16px}._3E45je-29yDjfFqFcLCXyH{margin-top:16px}._13YtS_rCnVZG1ns2xaCalg{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:18px;display:-ms-flexbox;display:flex}._1m5fPZN4q3vKVg9SgU43u2{margin-top:12px}._17A-IdW3j1_fI_pN-8tMV-{display:inline-block;margin-bottom:8px;margin-right:5px}._5MIPBF8A9vXwwXFumpGqY{border-radius:20px;font-size:12px;font-weight:500;letter-spacing:0;line-height:16px;padding:3px 10px;text-transform:none}._5MIPBF8A9vXwwXFumpGqY:focus{outline:unset} His answers were blunt, insincere, and downright odd at best. Reddit users shared some of the most brutal ways they have been rejected, and it's no wonder many of these stories take place during adolescence. 1. ET Or people will haggle on the sticker price, but not think about how much they're paying on the loan. When this Reddit user scanned the lists of disturbing and scary stories on Reddit, he must have known he had the winning story to add. The Worst Things People Overheard While Fake Sleeping (r/AskReddit | Reddit Stories) ️ Love the thumbnails? Everyone gets upset about everything. I jokingly asked him "but what about the Avenger, still got that too?" In a lengthy interview for Wealthsimple, the couple were granted anonymity in exchange for laying bare "the brutal details of their life in the grip of an epic cycle of debt." Forced to collect early retirement but my student loan is being deducted and being threatened by collection agencies. The Scariest Stories from Reddit’s NoSleep Subreddit Scary stories are a morbid fascination we have. ._2a172ppKObqWfRHr8eWBKV{-ms-flex-negative:0;flex-shrink:0;margin-right:8px}._39-woRduNuowN7G4JTW4I8{border-top:1px solid var(--newCommunityTheme-widgetColors-lineColor);margin-top:12px;padding-top:12px}._3AOoBdXa2QKVKqIEmG7Vkb{font-size:12px;font-weight:400;line-height:16px;-ms-flex-align:center;align-items:center;background-color:var(--newCommunityTheme-body);border-radius:4px;display:-ms-flexbox;display:flex;-ms-flex-direction:row;flex-direction:row;margin-top:12px}.vzEDg-tM8ZDpEfJnbaJuU{color:var(--newCommunityTheme-button);fill:var(--newCommunityTheme-button);height:14px;width:14px}.r51dfG6q3N-4exmkjHQg_{font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between}._2ygXHcy_x6RG74BMk0UKkN{margin-left:8px}._2BnLYNBALzjH6p_ollJ-RF{display:-ms-flexbox;display:flex;margin-left:auto}._1-25VxiIsZFVU88qFh-T8p{padding:0}._3BmRwhm18nr4GmDhkoSgtb{color:var(--newCommunityTheme-bodyText);-ms-flex:0 0 auto;flex:0 0 auto;line-height:16px} Haven't spoken to him since he left here but I've seen on FB the man is engaged now, wish him well! Have also seen apprentices who don't prioritize saving up for school. “I can’t wait to go on another first date!” said pretty much no one, ever. Cheating — as in the act of being unfaithful in a relationship — is more complicated than it seems. 29 Women Reveal Their Absolute Worst First Date Stories Susie Foresman Dating isn’t easy, and we all have our fair share of cringe-worthy horror stories from dates gone wrong. Literally see a 30 grand 4-5 year old German car turn into a 70 grand loan . 1. Source:BodyAndSoul Contact tracer "My husband started an affair with a girl he met in a bar whilst I … SrdjanPav/Getty Images. We found the absolute worst first dates on Reddit that are utterly cringe-worthy! Why mortgage debt is the worst: If you wonder how bad mortgage debt can be, just ask the owners of some 8.8 million homes that … r/AskReddit is the place to ask and answer thought-provoking questions. Check out my r/AskReddit playlist! 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